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The Snowball Effect


When I moved back to the US in 2016, I had to work really hard to rebuild my credit. Shortly before I left in 2010, I was a victim of identity theft. It’s practically impossible, trying to get the IRS…

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Avoid Common Budget Busters And Increase Your Savings


If the balance in your savings account isn’t growing fast enough, a common budget buster might be to blame. Sadly, you’re not alone in missing your financial goals. According to a June 2014 survey conducted by Bankrate.com, 75% of Americans…

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